Amy is nowhere near retirement age. But she’s determined to put together a solid plan that will allow her to retire early and travel. She wants to learn more about investment options and learn some of the terminology, but she’s stymied. Should she put her money in the stock market, which seems a little volatile? Invest in real estate, which seems to be rebounding quickly? Where to begin?
最近的一项研究表明，只有40％的美国成年人中保持预算和记录自己的开支。事实上，美国家庭的约76％的人说他们生活月光族，只保存了不到三个月的费用。1The need for financial literacy and effective planning is enormous.