学生征文获奖者想象的世界,而不债权人

每年,莫里斯·l·科恩学生征文比赛鼓励学者们探索法律历史、稀有法律书籍和法律档案领域,并让自己熟悉美国法律图书馆协会(AALL)和法律图书馆员职业。金宝搏彩票盖尔很荣幸能与AALL合作,为今年比赛的获奖者提供现金津贴和旅行津贴。

今年的获奖者是SUNY Stonybrook。看看下面他获奖论文的总结,我们在费城见!


莱法官与地方财政的早期纽约

通过宋烨硖

生活在二十一世纪,这是很难想象的经济生活没有信用的存在。How many of us hasn’t had to borrow money at one point in life (unless you belong to that fabled one percent), whether in the form of taking a student loan, taking out a mortgage, or simply letting credit card debt pile up? Credit, perhaps just as much as money itself, is the lifeblood of the modern economy, allowing us to get by when our meager earnings fall short of our daily needs. People of course lent and borrowed money long before the advent of market economies and capitalism, but in pre-modern economies credit was often extended on a personal basis, whereas modern credit markets revolve around formal credit instruments supported by the firm hand of law. Thanks to this legal-financial system, borrowing no longer has to be limited to one’s immediate acquaintances, and creditors feel more secure about lending money to strangers, thus making more credit available in the market.

阅读更多学生征文获奖者想象的世界,而不债权人