每年，莫里斯L.科恩学生征文大赛鼓励学者去探索法律史，罕见的法律书籍和法律档案的区域，并与法律图书馆协会（有限公司Aall）和法律librarianship.Gale初识themsleves很荣幸金宝搏彩票to partner with AALL to facilitate the prizes for the winners of this year competition by providing a cash stipend and travel allowance to AALL’s annual meeting.
今年的获奖者是来自纽约州立大学Stonybrook。看看他的他的获奖论文如下总结，我们会看到你在费城！
莱法官与地方财政的早期纽约
通过宋烨硖
生活在二十一世纪，这是很难想象的经济生活没有信用的存在。How many of us hasn’t had to borrow money at one point in life (unless you belong to that fabled one percent), whether in the form of taking a student loan, taking out a mortgage, or simply letting credit card debt pile up? Credit, perhaps just as much as money itself, is the lifeblood of the modern economy, allowing us to get by when our meager earnings fall short of our daily needs. People of course lent and borrowed money long before the advent of market economies and capitalism, but in pre-modern economies credit was often extended on a personal basis, whereas modern credit markets revolve around formal credit instruments supported by the firm hand of law. Thanks to this legal-financial system, borrowing no longer has to be limited to one’s immediate acquaintances, and creditors feel more secure about lending money to strangers, thus making more credit available in the market.