每年，莫里斯·L·科恩学生征文比赛都鼓励学者们探索法律史、稀有法律书籍和法律档案领域，让他们熟悉美国法律图书馆协会（AALL）和法律图书馆业。盖尔很荣幸与AALL合作，提供现金津贴和AALL年会旅行津贴，为今年比赛的获胜者提供便利。金宝搏彩票
今年的冠军来自纽约州立大学石布鲁克分校。看看下面他获奖论文的摘要，我们在费城见！
在纽约早期铺设司法和地方融资
通过Sung Yup Kip
生活在二十一世纪，很难想象经济生活而不存在信贷。How many of us hasn’t had to borrow money at one point in life (unless you belong to that fabled one percent), whether in the form of taking a student loan, taking out a mortgage, or simply letting credit card debt pile up? Credit, perhaps just as much as money itself, is the lifeblood of the modern economy, allowing us to get by when our meager earnings fall short of our daily needs. People of course lent and borrowed money long before the advent of market economies and capitalism, but in pre-modern economies credit was often extended on a personal basis, whereas modern credit markets revolve around formal credit instruments supported by the firm hand of law. Thanks to this legal-financial system, borrowing no longer has to be limited to one’s immediate acquaintances, and creditors feel more secure about lending money to strangers, thus making more credit available in the market.